33912 — Lee County, Florida Market Snapshot
Housing market data for zip code 33912 in Lee County, Florida. Updated monthly with median prices, days on market, and more.
Market Sales Data
70 sales in 2026 (year to date)
Median Sale Price
$252,250
Days to Sell
78
Homes Sold
70
Inventory
71
Sale-to-List
94.2%
New Listings
55
Price/SqFt
$189
Pending Sales
70
Conforming Loan Available
Most homebuyers in 33912 can comfortably use conventional financing. The median home price of $252,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 78 days on average, 33912 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 33912 sells for 5.8% below asking price (94.2% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 33912 can comfortably use conventional financing. The median home price of $252,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 33912 are set at the county level.
2026 Loan Limits — Lee County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 33912
To purchase the median home at $252,250 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,083.
Monthly Payment
$2,083
Income Required
$89,257
Principal & Interest
$1,554/mo
Down Payment (5%)
$12,613
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 33912.
Estimated Monthly Payment
$1,711
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