32967 — Indian River County, Florida Market Snapshot
Housing market data for zip code 32967 in Indian River County, Florida. Updated monthly with median prices, days on market, and more.
Market Sales Data
214 sales in 2026 (year to date)
Median Sale Price
$408,450
Days to Sell
104
Homes Sold
214
Inventory
331
Sale-to-List
96.3%
New Listings
217
Price/SqFt
$227
Pending Sales
246
Conforming Loan Available
Most homebuyers in 32967 can comfortably use conventional financing. The median home price of $408,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 104 days on average, 32967 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 32967 sells for 3.7% below asking price (96.3% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 32967 can comfortably use conventional financing. The median home price of $408,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 32967 are set at the county level.
2026 Loan Limits — Indian River County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 32967
To purchase the median home at $408,450 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,279.
Monthly Payment
$3,279
Income Required
$140,546
Principal & Interest
$2,517/mo
Down Payment (5%)
$20,423
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 32967.
Estimated Monthly Payment
$2,678
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