33629 — Hillsborough County, Florida Market Snapshot
Housing market data for zip code 33629 in Hillsborough County, Florida. Updated monthly with median prices, days on market, and more.
Market Sales Data
122 sales in 2026 (year to date)
Median Sale Price
$1,305,000
Days to Sell
45
Homes Sold
122
Inventory
103
Sale-to-List
95.9%
New Listings
137
Price/SqFt
$473
Pending Sales
124
Jumbo Loan Likely Needed
The median home in 33629 at $1,305,000 exceeds the 2026 conforming loan limit of $832,750 by $472,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
33629's market is balanced with homes taking an average of 45 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 33629 sells for 4.1% below asking price (95.9% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
The median home in 33629 at $1,305,000 exceeds the 2026 conforming loan limit of $832,750 by $472,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 33629 are set at the county level.
2026 Loan Limits — Hillsborough County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 33629
To purchase the median home at $1,305,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $10,148.
Monthly Payment
$10,148
Income Required
$434,935
Principal & Interest
$8,041/mo
Down Payment (5%)
$65,250
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 33629.
Estimated Monthly Payment
$8,226
Jumbo loan required. Loan amount exceeds the $832,750 conforming limit for 33629.
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