33606 — Hillsborough County, Florida Market Snapshot
Housing market data for zip code 33606 in Hillsborough County, Florida. Updated monthly with median prices, days on market, and more.
Market Sales Data
11 sales in 2026 (year to date)
Median Sale Price
$587,500
Days to Sell
19
Homes Sold
11
Inventory
18
Sale-to-List
93.2%
New Listings
17
Price/SqFt
$331
Pending Sales
10
Conforming Loan Available
Most homebuyers in 33606 can comfortably use conventional financing. The median home price of $587,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 33606 are moving quickly at 19 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
The average home in 33606 sells for 6.8% below asking price (93.2% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 33606 can comfortably use conventional financing. The median home price of $587,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 33606 are set at the county level.
2026 Loan Limits — Hillsborough County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 33606
To purchase the median home at $587,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,651.
Monthly Payment
$4,651
Income Required
$199,339
Principal & Interest
$3,620/mo
Down Payment (5%)
$29,375
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 33606.
Estimated Monthly Payment
$3,786
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