33592 — Hillsborough County, Florida Market Snapshot
Housing market data for zip code 33592 in Hillsborough County, Florida. Updated monthly with median prices, days on market, and more.
Market Sales Data
22 sales in 2026 (year to date)
Median Sale Price
$423,471
Days to Sell
86
Homes Sold
22
Inventory
29
Sale-to-List
97.4%
New Listings
33
Price/SqFt
$229
Pending Sales
37
Conforming Loan Available
Most homebuyers in 33592 can comfortably use conventional financing. The median home price of $423,471 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 86 days on average, 33592 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 33592 sells for 2.6% below asking price (97.4% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 33592 can comfortably use conventional financing. The median home price of $423,471 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 33592 are set at the county level.
2026 Loan Limits — Hillsborough County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 33592
To purchase the median home at $423,471 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,394.
Monthly Payment
$3,394
Income Required
$145,478
Principal & Interest
$2,609/mo
Down Payment (5%)
$21,174
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 33592.
Estimated Monthly Payment
$2,771
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 33592. Tell us what you're looking for.