33570 — Hillsborough County, Florida Market Snapshot
Housing market data for zip code 33570 in Hillsborough County, Florida. Updated monthly with median prices, days on market, and more.
Market Sales Data
20 sales in 2026 (year to date)
Median Sale Price
$278,590
Days to Sell
50
Homes Sold
20
Inventory
29
Sale-to-List
98.7%
New Listings
28
Price/SqFt
$190
Pending Sales
18
Conforming Loan Available
Most homebuyers in 33570 can comfortably use conventional financing. The median home price of $278,590 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
33570's market is balanced with homes taking an average of 50 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 33570 (98.7% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 33570 can comfortably use conventional financing. The median home price of $278,590 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 33570 are set at the county level.
2026 Loan Limits — Hillsborough County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 33570
To purchase the median home at $278,590 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,284.
Monthly Payment
$2,284
Income Required
$97,906
Principal & Interest
$1,717/mo
Down Payment (5%)
$13,930
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 33570.
Estimated Monthly Payment
$1,874
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