33510 — Hillsborough County, Florida Market Snapshot
Housing market data for zip code 33510 in Hillsborough County, Florida. Updated monthly with median prices, days on market, and more.
Market Sales Data
12 sales in 2026 (year to date)
Median Sale Price
$218,000
Days to Sell
41
Homes Sold
12
Inventory
14
Sale-to-List
98.8%
New Listings
15
Price/SqFt
$159
Pending Sales
15
Conforming Loan Available
Most homebuyers in 33510 can comfortably use conventional financing. The median home price of $218,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
33510's market is balanced with homes taking an average of 41 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 33510 (98.8% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 33510 can comfortably use conventional financing. The median home price of $218,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 33510 are set at the county level.
2026 Loan Limits — Hillsborough County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 33510
To purchase the median home at $218,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,820.
Monthly Payment
$1,820
Income Required
$78,011
Principal & Interest
$1,343/mo
Down Payment (5%)
$10,900
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 33510.
Estimated Monthly Payment
$1,499
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