32219 — Duval County, Florida Market Snapshot
Housing market data for zip code 32219 in Duval County, Florida. Updated monthly with median prices, days on market, and more.
Market Sales Data
133 sales in 2026 (year to date)
Median Sale Price
$319,985
Days to Sell
79
Homes Sold
133
Inventory
169
Sale-to-List
98.9%
New Listings
139
Price/SqFt
$178
Pending Sales
190
Conforming Loan Available
Most homebuyers in 32219 can comfortably use conventional financing. The median home price of $319,985 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 79 days on average, 32219 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 32219 (98.9% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 32219 can comfortably use conventional financing. The median home price of $319,985 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 32219 are set at the county level.
2026 Loan Limits — Duval County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $580,750 |
| 2 Units | $1,066,250 | $743,450 |
| 3 Units | $1,288,800 | $898,700 |
| 4 Units | $1,601,750 | $1,116,850 |
Affordability Snapshot — Zip 32219
To purchase the median home at $319,985 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,602.
Monthly Payment
$2,602
Income Required
$111,498
Principal & Interest
$1,972/mo
Down Payment (5%)
$15,999
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 32219.
Estimated Monthly Payment
$2,130
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