34135 — Collier County, Florida Market Snapshot
Housing market data for zip code 34135 in Collier County, Florida. Updated monthly with median prices, days on market, and more.
Market Sales Data
254 sales in 2026 (year to date)
Median Sale Price
$672,500
Days to Sell
56
Homes Sold
254
Inventory
247
Sale-to-List
95.8%
New Listings
219
Price/SqFt
$332
Pending Sales
238
Conforming Loan Available
The median home in 34135 at $672,500 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
34135's market is balanced with homes taking an average of 56 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 34135 sells for 4.2% below asking price (95.8% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
The median home in 34135 at $672,500 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 34135 are set at the county level.
2026 Loan Limits — Collier County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $764,750 |
| 2 Units | $1,066,250 | $979,000 |
| 3 Units | $1,288,800 | $1,183,400 |
| 4 Units | $1,601,750 | $1,470,700 |
Affordability Snapshot — Zip 34135
To purchase the median home at $672,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,302.
Monthly Payment
$5,302
Income Required
$227,249
Principal & Interest
$4,144/mo
Down Payment (5%)
$33,625
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 34135.
Estimated Monthly Payment
$4,312
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