33952 — Charlotte County, Florida Market Snapshot
Housing market data for zip code 33952 in Charlotte County, Florida. Updated monthly with median prices, days on market, and more.
Market Sales Data
14 sales in 2026 (year to date)
Median Sale Price
$79,950
Days to Sell
29
Homes Sold
14
Inventory
60
Sale-to-List
92.5%
New Listings
32
Price/SqFt
$97
Pending Sales
15
Conforming Loan Available
Most homebuyers in 33952 can comfortably use conventional financing. The median home price of $79,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 33952 are moving quickly at 29 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
The average home in 33952 sells for 7.5% below asking price (92.5% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 33952 can comfortably use conventional financing. The median home price of $79,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 33952 are set at the county level.
2026 Loan Limits — Charlotte County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 33952
To purchase the median home at $79,950 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $763.
Monthly Payment
$763
Income Required
$32,681
Principal & Interest
$493/mo
Down Payment (5%)
$3,998
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 33952.
Estimated Monthly Payment
$645
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