80549 — Weld County, Colorado Market Snapshot
Housing market data for zip code 80549 in Weld County, Colorado. Updated monthly with median prices, days on market, and more.
Market Sales Data
56 sales in 2026 (year to date)
Median Sale Price
$471,750
Days to Sell
62
Homes Sold
56
Inventory
76
Sale-to-List
99.2%
New Listings
83
Price/SqFt
$269
Pending Sales
56
Conforming Loan Available
Most homebuyers in 80549 can comfortably use conventional financing. The median home price of $471,750 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 62 days on average, 80549 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 80549 (99.2% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 80549 can comfortably use conventional financing. The median home price of $471,750 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 80549 are set at the county level.
2026 Loan Limits — Weld County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $575,000 |
| 2 Units | $1,066,250 | $736,100 |
| 3 Units | $1,288,800 | $889,800 |
| 4 Units | $1,601,750 | $1,105,800 |
Affordability Snapshot — Zip 80549
To purchase the median home at $471,750 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,764.
Monthly Payment
$3,764
Income Required
$161,331
Principal & Interest
$2,907/mo
Down Payment (5%)
$23,588
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 80549.
Estimated Monthly Payment
$3,070
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