Colorado Loan Limits & Housing Market

2026 conforming and FHA loan limits for all 64 Colorado counties, plus monthly housing market data and affordability analysis.

CO

Conforming Limit (1-Unit)

$832,750

2026 baseline

Counties

64

With loan limit data

Data Coverage

Monthly

Updated with latest data

Colorado Counties

County FIPS Code Conforming Limit (1-Unit)
Adams County08001$862,500
Alamosa County08003$832,750
Arapahoe County08005$862,500
Archuleta County08007$832,750
Baca County08009$832,750
Bent County08011$832,750
Boulder County08013$879,750
Broomfield County08014$862,500
Chaffee County08015$832,750
Cheyenne County08017$832,750
Clear Creek County08019$862,500
Conejos County08021$832,750
Costilla County08023$832,750
Crowley County08025$832,750
Custer County08027$832,750
Delta County08029$832,750
Denver County08031$862,500
Dolores County08033$832,750
Douglas County08035$862,500
Eagle County08037$1,249,125
El Paso County08041$832,750
Elbert County08039$862,500
Fremont County08043$832,750
Garfield County08045$1,209,750
Gilpin County08047$862,500
Grand County08049$883,200
Gunnison County08051$832,750
Hinsdale County08053$832,750
Huerfano County08055$832,750
Jackson County08057$832,750
Jefferson County08059$862,500
Kiowa County08061$832,750
Kit Carson County08063$832,750
La Plata County08067$832,750
Lake County08065$1,092,500
Larimer County08069$832,750
Las Animas County08071$832,750
Lincoln County08073$832,750
Logan County08075$832,750
Mesa County08077$832,750
Mineral County08079$832,750
Moffat County08081$1,089,050
Montezuma County08083$832,750
Montrose County08085$832,750
Morgan County08087$832,750
Otero County08089$832,750
Ouray County08091$832,750
Park County08093$862,500
Phillips County08095$832,750
Pitkin County08097$1,209,750
Prowers County08099$832,750
Pueblo County08101$832,750
Rio Blanco County08103$832,750
Rio Grande County08105$832,750
Routt County08107$1,089,050
Saguache County08109$832,750
San Juan County08111$832,750
San Miguel County08113$994,750
Sedgwick County08115$832,750
Summit County08117$1,092,500
Teller County08119$832,750
Washington County08121$832,750
Weld County08123$832,750
Yuma County08125$832,750

Mortgage Calculator

Estimate your monthly payment for a home in Colorado.

%
%

Estimated Monthly Payment

$2,935

Principal & Interest$2,335
Property Tax$450
Insurance$150
Loan Amount$360,000
Total Interest$480,582
Income Required$125,784/yr

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