80534 — Weld County, Colorado Market Snapshot
Housing market data for zip code 80534 in Weld County, Colorado. Updated monthly with median prices, days on market, and more.
Market Sales Data
191 sales in 2026 (year to date)
Median Sale Price
$485,310
Days to Sell
78
Homes Sold
191
Inventory
208
Sale-to-List
99.9%
New Listings
226
Price/SqFt
$245
Pending Sales
224
Conforming Loan Available
Most homebuyers in 80534 can comfortably use conventional financing. The median home price of $485,310 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 78 days on average, 80534 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 80534 (99.9% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 80534 can comfortably use conventional financing. The median home price of $485,310 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 80534 are set at the county level.
2026 Loan Limits — Weld County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $575,000 |
| 2 Units | $1,066,250 | $736,100 |
| 3 Units | $1,288,800 | $889,800 |
| 4 Units | $1,601,750 | $1,105,800 |
Affordability Snapshot — Zip 80534
To purchase the median home at $485,310 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,868.
Monthly Payment
$3,868
Income Required
$165,784
Principal & Interest
$2,990/mo
Down Payment (5%)
$24,266
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 80534.
Estimated Monthly Payment
$3,153
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