80440 — Park County, Colorado Market Snapshot
Housing market data for zip code 80440 in Park County, Colorado. Updated monthly with median prices, days on market, and more.
Market Sales Data
27 sales in 2026 (year to date)
Median Sale Price
$720,000
Days to Sell
37
Homes Sold
27
Inventory
74
Sale-to-List
96.7%
New Listings
65
Price/SqFt
$318
Pending Sales
32
Conforming Loan Available
The median home in 80440 at $720,000 falls within the 2026 conforming loan limit of $862,500, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
80440's market is balanced with homes taking an average of 37 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 80440 sells for 3.3% below asking price (96.7% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
The median home in 80440 at $720,000 falls within the 2026 conforming loan limit of $862,500, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 80440 are set at the county level.
2026 Loan Limits — Park County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $862,500 | $862,500 |
| 2 Units | $1,104,150 | $1,104,150 |
| 3 Units | $1,334,700 | $1,334,700 |
| 4 Units | $1,658,700 | $1,658,700 |
Affordability Snapshot — Zip 80440
To purchase the median home at $720,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,666.
Monthly Payment
$5,666
Income Required
$242,846
Principal & Interest
$4,436/mo
Down Payment (5%)
$36,000
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 80440.
Estimated Monthly Payment
$4,606
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