80536 — Larimer County, Colorado Market Snapshot
Housing market data for zip code 80536 in Larimer County, Colorado. Updated monthly with median prices, days on market, and more.
Market Sales Data
12 sales in 2026 (year to date)
Median Sale Price
$735,000
Days to Sell
163
Homes Sold
12
Inventory
33
Sale-to-List
95.2%
New Listings
32
Price/SqFt
$258
Pending Sales
18
Conforming Loan Available
The median home in 80536 at $735,000 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
With homes sitting for 163 days on average, 80536 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 80536 sells for 4.8% below asking price (95.2% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
The median home in 80536 at $735,000 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 80536 are set at the county level.
2026 Loan Limits — Larimer County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $634,800 |
| 2 Units | $1,066,250 | $812,650 |
| 3 Units | $1,288,800 | $982,300 |
| 4 Units | $1,601,750 | $1,220,800 |
Affordability Snapshot — Zip 80536
To purchase the median home at $735,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,781.
Monthly Payment
$5,781
Income Required
$247,772
Principal & Interest
$4,529/mo
Down Payment (5%)
$36,750
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 80536.
Estimated Monthly Payment
$4,699
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