80525 — Larimer County, Colorado Market Snapshot
Housing market data for zip code 80525 in Larimer County, Colorado. Updated monthly with median prices, days on market, and more.
Market Sales Data
21 sales in 2026 (year to date)
Median Sale Price
$334,900
Days to Sell
67
Homes Sold
21
Inventory
44
Sale-to-List
99.1%
New Listings
47
Price/SqFt
$294
Pending Sales
26
Conforming Loan Available
Most homebuyers in 80525 can comfortably use conventional financing. The median home price of $334,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 67 days on average, 80525 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 80525 (99.1% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 80525 can comfortably use conventional financing. The median home price of $334,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 80525 are set at the county level.
2026 Loan Limits — Larimer County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $634,800 |
| 2 Units | $1,066,250 | $812,650 |
| 3 Units | $1,288,800 | $982,300 |
| 4 Units | $1,601,750 | $1,220,800 |
Affordability Snapshot — Zip 80525
To purchase the median home at $334,900 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,716.
Monthly Payment
$2,716
Income Required
$116,396
Principal & Interest
$2,064/mo
Down Payment (5%)
$16,745
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 80525.
Estimated Monthly Payment
$2,223
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