80465 — Jefferson County, Colorado Market Snapshot
Housing market data for zip code 80465 in Jefferson County, Colorado. Updated monthly with median prices, days on market, and more.
Market Sales Data
79 sales in 2026 (year to date)
Median Sale Price
$829,900
Days to Sell
15
Homes Sold
79
Inventory
81
Sale-to-List
99.3%
New Listings
120
Price/SqFt
$321
Pending Sales
95
Conforming Loan Available
The median home in 80465 at $829,900 falls within the 2026 conforming loan limit of $862,500, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
Homes in 80465 are moving quickly at 15 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 80465 (99.3% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 80465 at $829,900 falls within the 2026 conforming loan limit of $862,500, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 80465 are set at the county level.
2026 Loan Limits — Jefferson County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $862,500 | $862,500 |
| 2 Units | $1,104,150 | $1,104,150 |
| 3 Units | $1,334,700 | $1,334,700 |
| 4 Units | $1,658,700 | $1,658,700 |
Affordability Snapshot — Zip 80465
To purchase the median home at $829,900 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $6,508.
Monthly Payment
$6,508
Income Required
$278,933
Principal & Interest
$5,114/mo
Down Payment (5%)
$41,495
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 80465.
Estimated Monthly Payment
$5,286
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