80433 — Jefferson County, Colorado Market Snapshot
Housing market data for zip code 80433 in Jefferson County, Colorado. Updated monthly with median prices, days on market, and more.
Market Sales Data
60 sales in 2026 (year to date)
Median Sale Price
$787,500
Days to Sell
51
Homes Sold
60
Inventory
59
Sale-to-List
98.7%
New Listings
80
Price/SqFt
$333
Pending Sales
58
Conforming Loan Available
The median home in 80433 at $787,500 falls within the 2026 conforming loan limit of $862,500, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
80433's market is balanced with homes taking an average of 51 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 80433 (98.7% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 80433 at $787,500 falls within the 2026 conforming loan limit of $862,500, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 80433 are set at the county level.
2026 Loan Limits — Jefferson County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $862,500 | $862,500 |
| 2 Units | $1,104,150 | $1,104,150 |
| 3 Units | $1,334,700 | $1,334,700 |
| 4 Units | $1,658,700 | $1,658,700 |
Affordability Snapshot — Zip 80433
To purchase the median home at $787,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $6,184.
Monthly Payment
$6,184
Income Required
$265,010
Principal & Interest
$4,852/mo
Down Payment (5%)
$39,375
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 80433.
Estimated Monthly Payment
$5,024
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