80212 — Jefferson County, Colorado Market Snapshot
Housing market data for zip code 80212 in Jefferson County, Colorado. Updated monthly with median prices, days on market, and more.
Market Sales Data
116 sales in 2026 (year to date)
Median Sale Price
$784,175
Days to Sell
18
Homes Sold
116
Inventory
91
Sale-to-List
98.6%
New Listings
175
Price/SqFt
$495
Pending Sales
133
Conforming Loan Available
The median home in 80212 at $784,175 falls within the 2026 conforming loan limit of $862,500, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
Homes in 80212 are moving quickly at 18 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 80212 (98.6% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 80212 at $784,175 falls within the 2026 conforming loan limit of $862,500, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 80212 are set at the county level.
2026 Loan Limits — Jefferson County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $862,500 | $862,500 |
| 2 Units | $1,104,150 | $1,104,150 |
| 3 Units | $1,334,700 | $1,334,700 |
| 4 Units | $1,658,700 | $1,658,700 |
Affordability Snapshot — Zip 80212
To purchase the median home at $784,175 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $6,158.
Monthly Payment
$6,158
Income Required
$263,919
Principal & Interest
$4,832/mo
Down Payment (5%)
$39,209
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 80212.
Estimated Monthly Payment
$5,003
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 80212. Tell us what you're looking for.