80004 — Jefferson County, Colorado Market Snapshot
Housing market data for zip code 80004 in Jefferson County, Colorado. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 2 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Jefferson County county page for broader data.
Market Sales Data
2 sales in 2026 (year to date)
Median Sale Price
$906,750
Days to Sell
24
Homes Sold
2
Inventory
1
Jumbo Loan Likely Needed
The median home in 80004 at $906,750 exceeds the 2026 conforming loan limit of $862,500 by $44,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
Homes in 80004 are moving quickly at 24 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Conforming Loan Feasibility
The median home in 80004 at $906,750 exceeds the 2026 conforming loan limit of $862,500 by $44,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 80004 are set at the county level.
2026 Loan Limits — Jefferson County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $862,500 | $862,500 |
| 2 Units | $1,104,150 | $1,104,150 |
| 3 Units | $1,334,700 | $1,334,700 |
| 4 Units | $1,658,700 | $1,658,700 |
Affordability Snapshot — Zip 80004
To purchase the median home at $906,750 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $7,097.
Monthly Payment
$7,097
Income Required
$304,167
Principal & Interest
$5,587/mo
Down Payment (5%)
$45,338
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 80004.
Estimated Monthly Payment
$5,762
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