80135 — Douglas County, Colorado Market Snapshot
Housing market data for zip code 80135 in Douglas County, Colorado. Updated monthly with median prices, days on market, and more.
Market Sales Data
17 sales in 2026 (year to date)
Median Sale Price
$925,000
Days to Sell
59
Homes Sold
17
Inventory
30
Sale-to-List
96.2%
New Listings
29
Price/SqFt
$346
Pending Sales
18
Jumbo Loan Likely Needed
The median home in 80135 at $925,000 exceeds the 2026 conforming loan limit of $862,500 by $62,500. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
80135's market is balanced with homes taking an average of 59 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 80135 sells for 3.8% below asking price (96.2% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
The median home in 80135 at $925,000 exceeds the 2026 conforming loan limit of $862,500 by $62,500. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 80135 are set at the county level.
2026 Loan Limits — Douglas County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $862,500 | $862,500 |
| 2 Units | $1,104,150 | $1,104,150 |
| 3 Units | $1,334,700 | $1,334,700 |
| 4 Units | $1,658,700 | $1,658,700 |
Affordability Snapshot — Zip 80135
To purchase the median home at $925,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $7,237.
Monthly Payment
$7,237
Income Required
$310,160
Principal & Interest
$5,700/mo
Down Payment (5%)
$46,250
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 80135.
Estimated Monthly Payment
$5,875
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