80129 — Douglas County, Colorado Market Snapshot
Housing market data for zip code 80129 in Douglas County, Colorado. Updated monthly with median prices, days on market, and more.
Market Sales Data
17 sales in 2026 (year to date)
Median Sale Price
$530,000
Days to Sell
52
Homes Sold
17
Inventory
16
Sale-to-List
99.0%
New Listings
22
Price/SqFt
$302
Pending Sales
18
Conforming Loan Available
Most homebuyers in 80129 can comfortably use conventional financing. The median home price of $530,000 is well below the 2026 conforming loan limit of $862,500, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
80129's market is balanced with homes taking an average of 52 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 80129 (99.0% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 80129 can comfortably use conventional financing. The median home price of $530,000 is well below the 2026 conforming loan limit of $862,500, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 80129 are set at the county level.
2026 Loan Limits — Douglas County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $862,500 | $862,500 |
| 2 Units | $1,104,150 | $1,104,150 |
| 3 Units | $1,334,700 | $1,334,700 |
| 4 Units | $1,658,700 | $1,658,700 |
Affordability Snapshot — Zip 80129
To purchase the median home at $530,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,211.
Monthly Payment
$4,211
Income Required
$180,458
Principal & Interest
$3,266/mo
Down Payment (5%)
$26,500
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 80129.
Estimated Monthly Payment
$3,430
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