80116 — Douglas County, Colorado Market Snapshot
Housing market data for zip code 80116 in Douglas County, Colorado. Updated monthly with median prices, days on market, and more.
Market Sales Data
17 sales in 2026 (year to date)
Median Sale Price
$1,235,000
Days to Sell
42
Homes Sold
17
Inventory
35
Sale-to-List
98.4%
New Listings
33
Price/SqFt
$344
Pending Sales
19
Jumbo Loan Likely Needed
The median home in 80116 at $1,235,000 exceeds the 2026 conforming loan limit of $862,500 by $372,500. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
80116's market is balanced with homes taking an average of 42 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 80116 (98.4% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 80116 at $1,235,000 exceeds the 2026 conforming loan limit of $862,500 by $372,500. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 80116 are set at the county level.
2026 Loan Limits — Douglas County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $862,500 | $862,500 |
| 2 Units | $1,104,150 | $1,104,150 |
| 3 Units | $1,334,700 | $1,334,700 |
| 4 Units | $1,658,700 | $1,658,700 |
Affordability Snapshot — Zip 80116
To purchase the median home at $1,235,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $9,612.
Monthly Payment
$9,612
Income Required
$411,951
Principal & Interest
$7,610/mo
Down Payment (5%)
$61,750
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 80116.
Estimated Monthly Payment
$7,793
Jumbo loan required. Loan amount exceeds the $862,500 conforming limit for 80116.
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