80108 — Douglas County, Colorado Market Snapshot
Housing market data for zip code 80108 in Douglas County, Colorado. Updated monthly with median prices, days on market, and more.
Market Sales Data
206 sales in 2026 (year to date)
Median Sale Price
$982,500
Days to Sell
33
Homes Sold
206
Inventory
199
Sale-to-List
98.7%
New Listings
277
Price/SqFt
$250
Pending Sales
214
Jumbo Loan Likely Needed
The median home in 80108 at $982,500 exceeds the 2026 conforming loan limit of $862,500 by $120,000. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
80108's market is balanced with homes taking an average of 33 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 80108 (98.7% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 80108 at $982,500 exceeds the 2026 conforming loan limit of $862,500 by $120,000. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 80108 are set at the county level.
2026 Loan Limits — Douglas County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $862,500 | $862,500 |
| 2 Units | $1,104,150 | $1,104,150 |
| 3 Units | $1,334,700 | $1,334,700 |
| 4 Units | $1,658,700 | $1,658,700 |
Affordability Snapshot — Zip 80108
To purchase the median home at $982,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $7,678.
Monthly Payment
$7,678
Income Required
$329,040
Principal & Interest
$6,054/mo
Down Payment (5%)
$49,125
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 80108.
Estimated Monthly Payment
$6,230
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