80106 — Douglas County, Colorado Market Snapshot
Housing market data for zip code 80106 in Douglas County, Colorado. Updated monthly with median prices, days on market, and more.
Market Sales Data
16 sales in 2026 (year to date)
Median Sale Price
$678,550
Days to Sell
46
Homes Sold
16
Inventory
25
Sale-to-List
98.1%
New Listings
26
Price/SqFt
$239
Pending Sales
19
Conforming Loan Available
Most homebuyers in 80106 can comfortably use conventional financing. The median home price of $678,550 is well below the 2026 conforming loan limit of $862,500, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
80106's market is balanced with homes taking an average of 46 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 80106 (98.1% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 80106 can comfortably use conventional financing. The median home price of $678,550 is well below the 2026 conforming loan limit of $862,500, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 80106 are set at the county level.
2026 Loan Limits — Douglas County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $862,500 | $862,500 |
| 2 Units | $1,104,150 | $1,104,150 |
| 3 Units | $1,334,700 | $1,334,700 |
| 4 Units | $1,658,700 | $1,658,700 |
Affordability Snapshot — Zip 80106
To purchase the median home at $678,550 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,349.
Monthly Payment
$5,349
Income Required
$229,236
Principal & Interest
$4,181/mo
Down Payment (5%)
$33,928
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 80106.
Estimated Monthly Payment
$4,349
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