80104 — Douglas County, Colorado Market Snapshot
Housing market data for zip code 80104 in Douglas County, Colorado. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 1 home sold in this ZIP code during the selected period. Statistics may not be representative. See the Douglas County county page for broader data.
Market Sales Data
1 sales in 2026 (year to date)
Median Sale Price
$977,400
Days to Sell
328
Homes Sold
1
Inventory
N/A
Jumbo Loan Likely Needed
The median home in 80104 at $977,400 exceeds the 2026 conforming loan limit of $862,500 by $114,900. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
With homes sitting for 328 days on average, 80104 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Conforming Loan Feasibility
The median home in 80104 at $977,400 exceeds the 2026 conforming loan limit of $862,500 by $114,900. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 80104 are set at the county level.
2026 Loan Limits — Douglas County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $862,500 | $862,500 |
| 2 Units | $1,104,150 | $1,104,150 |
| 3 Units | $1,334,700 | $1,334,700 |
| 4 Units | $1,658,700 | $1,658,700 |
Affordability Snapshot — Zip 80104
To purchase the median home at $977,400 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $7,639.
Monthly Payment
$7,639
Income Required
$327,366
Principal & Interest
$6,022/mo
Down Payment (5%)
$48,870
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 80104.
Estimated Monthly Payment
$6,199
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