80016 — Douglas County, Colorado Market Snapshot
Housing market data for zip code 80016 in Douglas County, Colorado. Updated monthly with median prices, days on market, and more.
Market Sales Data
38 sales in 2026 (year to date)
Median Sale Price
$492,500
Days to Sell
41
Homes Sold
38
Inventory
30
Sale-to-List
98.4%
New Listings
49
Price/SqFt
$246
Pending Sales
52
Conforming Loan Available
Most homebuyers in 80016 can comfortably use conventional financing. The median home price of $492,500 is well below the 2026 conforming loan limit of $862,500, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
80016's market is balanced with homes taking an average of 41 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 80016 (98.4% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 80016 can comfortably use conventional financing. The median home price of $492,500 is well below the 2026 conforming loan limit of $862,500, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 80016 are set at the county level.
2026 Loan Limits — Douglas County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $862,500 | $862,500 |
| 2 Units | $1,104,150 | $1,104,150 |
| 3 Units | $1,334,700 | $1,334,700 |
| 4 Units | $1,658,700 | $1,658,700 |
Affordability Snapshot — Zip 80016
To purchase the median home at $492,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,923.
Monthly Payment
$3,923
Income Required
$168,145
Principal & Interest
$3,035/mo
Down Payment (5%)
$24,625
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 80016.
Estimated Monthly Payment
$3,198
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