80238 — Denver County, Colorado Market Snapshot
Housing market data for zip code 80238 in Denver County, Colorado. Updated monthly with median prices, days on market, and more.
Market Sales Data
198 sales in 2026 (year to date)
Median Sale Price
$792,000
Days to Sell
11
Homes Sold
198
Inventory
91
Sale-to-List
100.0%
New Listings
249
Price/SqFt
$315
Pending Sales
204
Conforming Loan Available
The median home in 80238 at $792,000 falls within the 2026 conforming loan limit of $862,500, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
80238 is an extremely competitive market with homes selling in just 11 days on average. Buyers need pre-approval letters ready before making offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 80238 (100.0% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 80238 at $792,000 falls within the 2026 conforming loan limit of $862,500, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 80238 are set at the county level.
2026 Loan Limits — Denver County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $862,500 | $862,500 |
| 2 Units | $1,104,150 | $1,104,150 |
| 3 Units | $1,334,700 | $1,334,700 |
| 4 Units | $1,658,700 | $1,658,700 |
Affordability Snapshot — Zip 80238
To purchase the median home at $792,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $6,218.
Monthly Payment
$6,218
Income Required
$266,488
Principal & Interest
$4,880/mo
Down Payment (5%)
$39,600
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 80238.
Estimated Monthly Payment
$5,052
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