80214 — Denver County, Colorado Market Snapshot
Housing market data for zip code 80214 in Denver County, Colorado. Updated monthly with median prices, days on market, and more.
Market Sales Data
82 sales in 2026 (year to date)
Median Sale Price
$575,460
Days to Sell
26
Homes Sold
82
Inventory
104
Sale-to-List
99.1%
New Listings
136
Price/SqFt
$358
Pending Sales
86
Conforming Loan Available
Most homebuyers in 80214 can comfortably use conventional financing. The median home price of $575,460 is well below the 2026 conforming loan limit of $862,500, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 80214 are moving quickly at 26 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 80214 (99.1% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 80214 can comfortably use conventional financing. The median home price of $575,460 is well below the 2026 conforming loan limit of $862,500, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 80214 are set at the county level.
2026 Loan Limits — Denver County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $862,500 | $862,500 |
| 2 Units | $1,104,150 | $1,104,150 |
| 3 Units | $1,334,700 | $1,334,700 |
| 4 Units | $1,658,700 | $1,658,700 |
Affordability Snapshot — Zip 80214
To purchase the median home at $575,460 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,559.
Monthly Payment
$4,559
Income Required
$195,385
Principal & Interest
$3,546/mo
Down Payment (5%)
$28,773
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 80214.
Estimated Monthly Payment
$3,711
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