80602 — Adams County, Colorado Market Snapshot
Housing market data for zip code 80602 in Adams County, Colorado. Updated monthly with median prices, days on market, and more.
Market Sales Data
206 sales in 2026 (year to date)
Median Sale Price
$688,035
Days to Sell
28
Homes Sold
206
Inventory
124
Sale-to-List
99.2%
New Listings
239
Price/SqFt
$250
Pending Sales
207
Conforming Loan Available
Most homebuyers in 80602 can comfortably use conventional financing. The median home price of $688,035 is well below the 2026 conforming loan limit of $862,500, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 80602 are moving quickly at 28 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 80602 (99.2% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 80602 can comfortably use conventional financing. The median home price of $688,035 is well below the 2026 conforming loan limit of $862,500, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 80602 are set at the county level.
2026 Loan Limits — Adams County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $862,500 | $862,500 |
| 2 Units | $1,104,150 | $1,104,150 |
| 3 Units | $1,334,700 | $1,334,700 |
| 4 Units | $1,658,700 | $1,658,700 |
Affordability Snapshot — Zip 80602
To purchase the median home at $688,035 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,422.
Monthly Payment
$5,422
Income Required
$232,350
Principal & Interest
$4,239/mo
Down Payment (5%)
$34,402
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 80602.
Estimated Monthly Payment
$4,408
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