80233 — Adams County, Colorado Market Snapshot
Housing market data for zip code 80233 in Adams County, Colorado. Updated monthly with median prices, days on market, and more.
Market Sales Data
26 sales in 2026 (year to date)
Median Sale Price
$363,600
Days to Sell
12
Homes Sold
26
Inventory
12
Sale-to-List
99.8%
New Listings
30
Price/SqFt
$249
Pending Sales
23
Conforming Loan Available
Most homebuyers in 80233 can comfortably use conventional financing. The median home price of $363,600 is well below the 2026 conforming loan limit of $862,500, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
80233 is an extremely competitive market with homes selling in just 12 days on average. Buyers need pre-approval letters ready before making offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 80233 (99.8% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 80233 can comfortably use conventional financing. The median home price of $363,600 is well below the 2026 conforming loan limit of $862,500, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 80233 are set at the county level.
2026 Loan Limits — Adams County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $862,500 | $862,500 |
| 2 Units | $1,104,150 | $1,104,150 |
| 3 Units | $1,334,700 | $1,334,700 |
| 4 Units | $1,658,700 | $1,658,700 |
Affordability Snapshot — Zip 80233
To purchase the median home at $363,600 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,936.
Monthly Payment
$2,936
Income Required
$125,820
Principal & Interest
$2,240/mo
Down Payment (5%)
$18,180
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 80233.
Estimated Monthly Payment
$2,400
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