80019 — Adams County, Colorado Market Snapshot
Housing market data for zip code 80019 in Adams County, Colorado. Updated monthly with median prices, days on market, and more.
Market Sales Data
209 sales in 2026 (year to date)
Median Sale Price
$504,579
Days to Sell
127
Homes Sold
209
Inventory
214
Sale-to-List
99.3%
New Listings
199
Price/SqFt
$254
Pending Sales
203
Conforming Loan Available
Most homebuyers in 80019 can comfortably use conventional financing. The median home price of $504,579 is well below the 2026 conforming loan limit of $862,500, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 127 days on average, 80019 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 80019 (99.3% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 80019 can comfortably use conventional financing. The median home price of $504,579 is well below the 2026 conforming loan limit of $862,500, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 80019 are set at the county level.
2026 Loan Limits — Adams County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $862,500 | $862,500 |
| 2 Units | $1,104,150 | $1,104,150 |
| 3 Units | $1,334,700 | $1,334,700 |
| 4 Units | $1,658,700 | $1,658,700 |
Affordability Snapshot — Zip 80019
To purchase the median home at $504,579 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,016.
Monthly Payment
$4,016
Income Required
$172,111
Principal & Interest
$3,109/mo
Down Payment (5%)
$25,229
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 80019.
Estimated Monthly Payment
$3,273
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