93041 — Ventura County, California Market Snapshot
Housing market data for zip code 93041 in Ventura County, California. Updated monthly with median prices, days on market, and more.
Market Sales Data
49 sales in 2026 (year to date)
Median Sale Price
$550,000
Days to Sell
58
Homes Sold
49
Inventory
71
Sale-to-List
99.6%
New Listings
71
Price/SqFt
$459
Pending Sales
64
Conforming Loan Available
Most homebuyers in 93041 can comfortably use conventional financing. The median home price of $550,000 is well below the 2026 conforming loan limit of $1,035,000, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
93041's market is balanced with homes taking an average of 58 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 93041 (99.6% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 93041 can comfortably use conventional financing. The median home price of $550,000 is well below the 2026 conforming loan limit of $1,035,000, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 93041 are set at the county level.
2026 Loan Limits — Ventura County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,035,000 | $1,035,000 |
| 2 Units | $1,325,000 | $1,325,000 |
| 3 Units | $1,601,600 | $1,601,600 |
| 4 Units | $1,990,450 | $1,990,450 |
Affordability Snapshot — Zip 93041
To purchase the median home at $550,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,364.
Monthly Payment
$4,364
Income Required
$187,026
Principal & Interest
$3,389/mo
Down Payment (5%)
$27,500
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 93041.
Estimated Monthly Payment
$3,554
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