LoanGraphs

California Loan Limits & Housing Market

2026 conforming and FHA loan limits for all 58 California counties, plus monthly housing market data and affordability analysis.

CA

Conforming Limit (1-Unit)

$832,750

2026 baseline

Counties

58

With loan limit data

Data Coverage

Monthly

Updated with latest data

California Counties

County FIPS Code Conforming Limit (1-Unit)
Alameda County06001$1,249,125
Alpine County06003$832,750
Amador County06005$832,750
Butte County06007$832,750
Calaveras County06009$832,750
Colusa County06011$832,750
Contra Costa County06013$1,249,125
Del Norte County06015$832,750
El Dorado County06017$832,750
Fresno County06019$832,750
Glenn County06021$832,750
Humboldt County06023$832,750
Imperial County06025$832,750
Inyo County06027$832,750
Kern County06029$832,750
Kings County06031$832,750
Lake County06033$832,750
Lassen County06035$832,750
Los Angeles County06037$1,249,125
Madera County06039$832,750
Marin County06041$1,249,125
Mariposa County06043$832,750
Mendocino County06045$832,750
Merced County06047$832,750
Modoc County06049$832,750
Mono County06051$832,750
Monterey County06053$994,750
Napa County06055$1,017,750
Nevada County06057$832,750
Orange County06059$1,249,125
Placer County06061$832,750
Plumas County06063$832,750
Riverside County06065$832,750
Sacramento County06067$832,750
San Benito County06069$1,249,125
San Bernardino County06071$832,750
San Diego County06073$1,104,000
San Francisco County06075$1,249,125
San Joaquin County06077$832,750
San Luis Obispo County06079$1,000,500
San Mateo County06081$1,249,125
Santa Barbara County06083$941,850
Santa Clara County06085$1,249,125
Santa Cruz County06087$1,249,125
Shasta County06089$832,750
Sierra County06091$832,750
Siskiyou County06093$832,750
Solano County06095$832,750
Sonoma County06097$897,000
Stanislaus County06099$832,750
Sutter County06101$832,750
Tehama County06103$832,750
Trinity County06105$832,750
Tulare County06107$832,750
Tuolumne County06109$832,750
Ventura County06111$1,035,000
Yolo County06113$832,750
Yuba County06115$832,750

Mortgage Calculator

Estimate your monthly payment for a home in California.

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Estimated Monthly Payment

$2,935

Principal & Interest$2,335
Property Tax$450
Insurance$150
Loan Amount$360,000
Total Interest$480,582
Income Required$125,784/yr

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