93618 — Tulare County, California Market Snapshot
Housing market data for zip code 93618 in Tulare County, California. Updated monthly with median prices, days on market, and more.
Market Sales Data
38 sales in 2026 (year to date)
Median Sale Price
$406,250
Days to Sell
22
Homes Sold
38
Inventory
30
Sale-to-List
100.5%
New Listings
44
Price/SqFt
$251
Pending Sales
37
Conforming Loan Available
Most homebuyers in 93618 can comfortably use conventional financing. The median home price of $406,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 93618 are moving quickly at 22 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 93618 (100.5% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 93618 can comfortably use conventional financing. The median home price of $406,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 93618 are set at the county level.
2026 Loan Limits — Tulare County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 93618
To purchase the median home at $406,250 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,263.
Monthly Payment
$3,263
Income Required
$139,824
Principal & Interest
$2,503/mo
Down Payment (5%)
$20,313
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 93618.
Estimated Monthly Payment
$2,664
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 93618. Tell us what you're looking for.