95472 — Sonoma County, California Market Snapshot
Housing market data for zip code 95472 in Sonoma County, California. Updated monthly with median prices, days on market, and more.
Market Sales Data
59 sales in 2026 (year to date)
Median Sale Price
$1,200,000
Days to Sell
27
Homes Sold
59
Inventory
60
Sale-to-List
102.3%
New Listings
87
Price/SqFt
$667
Pending Sales
74
Jumbo Loan Likely Needed
The median home in 95472 at $1,200,000 exceeds the 2026 conforming loan limit of $897,000 by $303,000. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
Homes in 95472 are moving quickly at 27 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes in 95472 are selling 2.3% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
The median home in 95472 at $1,200,000 exceeds the 2026 conforming loan limit of $897,000 by $303,000. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 95472 are set at the county level.
2026 Loan Limits — Sonoma County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $897,000 | $897,000 |
| 2 Units | $1,148,350 | $1,148,350 |
| 3 Units | $1,388,050 | $1,388,050 |
| 4 Units | $1,725,050 | $1,725,050 |
Affordability Snapshot — Zip 95472
To purchase the median home at $1,200,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $9,344.
Monthly Payment
$9,344
Income Required
$400,458
Principal & Interest
$7,394/mo
Down Payment (5%)
$60,000
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 95472.
Estimated Monthly Payment
$7,577
Jumbo loan required. Loan amount exceeds the $897,000 conforming limit for 95472.
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 95472. Tell us what you're looking for.