95452 — Sonoma County, California Market Snapshot
Housing market data for zip code 95452 in Sonoma County, California. Updated monthly with median prices, days on market, and more.
Market Sales Data
10 sales in 2026 (year to date)
Median Sale Price
$1,837,500
Days to Sell
46
Homes Sold
10
Inventory
7
Sale-to-List
96.6%
New Listings
11
Price/SqFt
$803
Pending Sales
11
Jumbo Loan Likely Needed
The median home in 95452 at $1,837,500 exceeds the 2026 conforming loan limit of $897,000 by $940,500. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
95452's market is balanced with homes taking an average of 46 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 95452 sells for 3.4% below asking price (96.6% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
The median home in 95452 at $1,837,500 exceeds the 2026 conforming loan limit of $897,000 by $940,500. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 95452 are set at the county level.
2026 Loan Limits — Sonoma County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $897,000 | $897,000 |
| 2 Units | $1,148,350 | $1,148,350 |
| 3 Units | $1,388,050 | $1,388,050 |
| 4 Units | $1,725,050 | $1,725,050 |
Affordability Snapshot — Zip 95452
To purchase the median home at $1,837,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $14,228.
Monthly Payment
$14,228
Income Required
$609,786
Principal & Interest
$11,322/mo
Down Payment (5%)
$91,875
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 95452.
Estimated Monthly Payment
$11,522
Jumbo loan required. Loan amount exceeds the $897,000 conforming limit for 95452.
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