94534 — Solano County, California Market Snapshot
Housing market data for zip code 94534 in Solano County, California. Updated monthly with median prices, days on market, and more.
Market Sales Data
81 sales in 2026 (year to date)
Median Sale Price
$720,000
Days to Sell
32
Homes Sold
81
Inventory
71
Sale-to-List
99.7%
New Listings
120
Price/SqFt
$345
Pending Sales
99
Conforming Loan Available
The median home in 94534 at $720,000 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
94534's market is balanced with homes taking an average of 32 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 94534 (99.7% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 94534 at $720,000 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 94534 are set at the county level.
2026 Loan Limits — Solano County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $685,400 |
| 2 Units | $1,066,250 | $877,450 |
| 3 Units | $1,288,800 | $1,060,600 |
| 4 Units | $1,601,750 | $1,318,100 |
Affordability Snapshot — Zip 94534
To purchase the median home at $720,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,666.
Monthly Payment
$5,666
Income Required
$242,846
Principal & Interest
$4,436/mo
Down Payment (5%)
$36,000
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 94534.
Estimated Monthly Payment
$4,606
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