95337 — San Joaquin County, California Market Snapshot
Housing market data for zip code 95337 in San Joaquin County, California. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 4 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the San Joaquin County county page for broader data.
Market Sales Data
4 sales in 2026 (year to date)
Median Sale Price
$309,500
Days to Sell
10
Homes Sold
4
Inventory
5
Conforming Loan Available
Most homebuyers in 95337 can comfortably use conventional financing. The median home price of $309,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
95337 is an extremely competitive market with homes selling in just 10 days on average. Buyers need pre-approval letters ready before making offers.
Conforming Loan Feasibility
Most homebuyers in 95337 can comfortably use conventional financing. The median home price of $309,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 95337 are set at the county level.
2026 Loan Limits — San Joaquin County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $678,500 |
| 2 Units | $1,066,250 | $868,600 |
| 3 Units | $1,288,800 | $1,049,950 |
| 4 Units | $1,601,750 | $1,304,850 |
Affordability Snapshot — Zip 95337
To purchase the median home at $309,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,521.
Monthly Payment
$2,521
Income Required
$108,055
Principal & Interest
$1,907/mo
Down Payment (5%)
$15,475
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 95337.
Estimated Monthly Payment
$2,065
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