92114 — San Diego County, California Market Snapshot
Housing market data for zip code 92114 in San Diego County, California. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 2 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the San Diego County county page for broader data.
Market Sales Data
2 sales in 2026 (year to date)
Median Sale Price
$689,900
Days to Sell
54
Homes Sold
2
Inventory
7
Conforming Loan Available
Most homebuyers in 92114 can comfortably use conventional financing. The median home price of $689,900 is well below the 2026 conforming loan limit of $1,104,000, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
92114's market is balanced with homes taking an average of 54 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Conforming Loan Feasibility
Most homebuyers in 92114 can comfortably use conventional financing. The median home price of $689,900 is well below the 2026 conforming loan limit of $1,104,000, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 92114 are set at the county level.
2026 Loan Limits — San Diego County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,104,000 | $1,104,000 |
| 2 Units | $1,413,350 | $1,413,350 |
| 3 Units | $1,708,400 | $1,708,400 |
| 4 Units | $2,123,100 | $2,123,100 |
Affordability Snapshot — Zip 92114
To purchase the median home at $689,900 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,436.
Monthly Payment
$5,436
Income Required
$232,962
Principal & Interest
$4,251/mo
Down Payment (5%)
$34,495
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 92114.
Estimated Monthly Payment
$4,420
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 92114. Tell us what you're looking for.