91941 — San Diego County, California Market Snapshot
Housing market data for zip code 91941 in San Diego County, California. Updated monthly with median prices, days on market, and more.
Market Sales Data
84 sales in 2026 (year to date)
Median Sale Price
$1,094,500
Days to Sell
20
Homes Sold
84
Inventory
43
Sale-to-List
100.3%
New Listings
98
Price/SqFt
$567
Pending Sales
82
Conforming Loan Available
The median home in 91941 at $1,094,500 falls within the 2026 conforming loan limit of $1,104,000, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
Homes in 91941 are moving quickly at 20 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 91941 (100.3% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 91941 at $1,094,500 falls within the 2026 conforming loan limit of $1,104,000, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 91941 are set at the county level.
2026 Loan Limits — San Diego County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,104,000 | $1,104,000 |
| 2 Units | $1,413,350 | $1,413,350 |
| 3 Units | $1,708,400 | $1,708,400 |
| 4 Units | $2,123,100 | $2,123,100 |
Affordability Snapshot — Zip 91941
To purchase the median home at $1,094,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $8,536.
Monthly Payment
$8,536
Income Required
$365,816
Principal & Interest
$6,744/mo
Down Payment (5%)
$54,725
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 91941.
Estimated Monthly Payment
$6,924
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