91910 — San Diego County, California Market Snapshot
Housing market data for zip code 91910 in San Diego County, California. Updated monthly with median prices, days on market, and more.
Market Sales Data
15 sales in 2026 (year to date)
Median Sale Price
$552,900
Days to Sell
40
Homes Sold
15
Inventory
18
Sale-to-List
99.7%
New Listings
28
Price/SqFt
$503
Pending Sales
25
Conforming Loan Available
Most homebuyers in 91910 can comfortably use conventional financing. The median home price of $552,900 is well below the 2026 conforming loan limit of $1,104,000, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
91910's market is balanced with homes taking an average of 40 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 91910 (99.7% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 91910 can comfortably use conventional financing. The median home price of $552,900 is well below the 2026 conforming loan limit of $1,104,000, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 91910 are set at the county level.
2026 Loan Limits — San Diego County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,104,000 | $1,104,000 |
| 2 Units | $1,413,350 | $1,413,350 |
| 3 Units | $1,708,400 | $1,708,400 |
| 4 Units | $2,123,100 | $2,123,100 |
Affordability Snapshot — Zip 91910
To purchase the median home at $552,900 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,386.
Monthly Payment
$4,386
Income Required
$187,977
Principal & Interest
$3,407/mo
Down Payment (5%)
$27,645
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 91910.
Estimated Monthly Payment
$3,572
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