92395 — San Bernardino County, California Market Snapshot
Housing market data for zip code 92395 in San Bernardino County, California. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 4 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the San Bernardino County county page for broader data.
Market Sales Data
4 sales in 2026 (year to date)
Median Sale Price
$253,500
Days to Sell
28
Homes Sold
4
Inventory
1
Conforming Loan Available
Most homebuyers in 92395 can comfortably use conventional financing. The median home price of $253,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 92395 are moving quickly at 28 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Conforming Loan Feasibility
Most homebuyers in 92395 can comfortably use conventional financing. The median home price of $253,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 92395 are set at the county level.
2026 Loan Limits — San Bernardino County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $690,000 |
| 2 Units | $1,066,250 | $883,300 |
| 3 Units | $1,288,800 | $1,067,750 |
| 4 Units | $1,601,750 | $1,326,950 |
Affordability Snapshot — Zip 92395
To purchase the median home at $253,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,092.
Monthly Payment
$2,092
Income Required
$89,667
Principal & Interest
$1,562/mo
Down Payment (5%)
$12,675
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 92395.
Estimated Monthly Payment
$1,719
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