92336 — San Bernardino County, California Market Snapshot
Housing market data for zip code 92336 in San Bernardino County, California. Updated monthly with median prices, days on market, and more.
Market Sales Data
24 sales in 2026 (year to date)
Median Sale Price
$558,950
Days to Sell
97
Homes Sold
24
Inventory
48
Sale-to-List
99.3%
New Listings
45
Price/SqFt
$336
Pending Sales
27
Conforming Loan Available
Most homebuyers in 92336 can comfortably use conventional financing. The median home price of $558,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 97 days on average, 92336 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 92336 (99.3% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 92336 can comfortably use conventional financing. The median home price of $558,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 92336 are set at the county level.
2026 Loan Limits — San Bernardino County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $690,000 |
| 2 Units | $1,066,250 | $883,300 |
| 3 Units | $1,288,800 | $1,067,750 |
| 4 Units | $1,601,750 | $1,326,950 |
Affordability Snapshot — Zip 92336
To purchase the median home at $558,950 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,432.
Monthly Payment
$4,432
Income Required
$189,964
Principal & Interest
$3,444/mo
Down Payment (5%)
$27,948
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 92336.
Estimated Monthly Payment
$3,609
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