95833 — Sacramento County, California Market Snapshot
Housing market data for zip code 95833 in Sacramento County, California. Updated monthly with median prices, days on market, and more.
Market Sales Data
56 sales in 2026 (year to date)
Median Sale Price
$491,500
Days to Sell
26
Homes Sold
56
Inventory
60
Sale-to-List
99.3%
New Listings
98
Price/SqFt
$327
Pending Sales
71
Conforming Loan Available
Most homebuyers in 95833 can comfortably use conventional financing. The median home price of $491,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 95833 are moving quickly at 26 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 95833 (99.3% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 95833 can comfortably use conventional financing. The median home price of $491,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 95833 are set at the county level.
2026 Loan Limits — Sacramento County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $764,750 |
| 2 Units | $1,066,250 | $979,000 |
| 3 Units | $1,288,800 | $1,183,400 |
| 4 Units | $1,601,750 | $1,470,700 |
Affordability Snapshot — Zip 95833
To purchase the median home at $491,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,916.
Monthly Payment
$3,916
Income Required
$167,817
Principal & Interest
$3,028/mo
Down Payment (5%)
$24,575
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 95833.
Estimated Monthly Payment
$3,192
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