95662 — Sacramento County, California Market Snapshot
Housing market data for zip code 95662 in Sacramento County, California. Updated monthly with median prices, days on market, and more.
Market Sales Data
72 sales in 2026 (year to date)
Median Sale Price
$562,500
Days to Sell
11
Homes Sold
72
Inventory
51
Sale-to-List
99.8%
New Listings
114
Price/SqFt
$373
Pending Sales
93
Conforming Loan Available
Most homebuyers in 95662 can comfortably use conventional financing. The median home price of $562,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
95662 is an extremely competitive market with homes selling in just 11 days on average. Buyers need pre-approval letters ready before making offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 95662 (99.8% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 95662 can comfortably use conventional financing. The median home price of $562,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 95662 are set at the county level.
2026 Loan Limits — Sacramento County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $764,750 |
| 2 Units | $1,066,250 | $979,000 |
| 3 Units | $1,288,800 | $1,183,400 |
| 4 Units | $1,601,750 | $1,470,700 |
Affordability Snapshot — Zip 95662
To purchase the median home at $562,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,460.
Monthly Payment
$4,460
Income Required
$191,130
Principal & Interest
$3,466/mo
Down Payment (5%)
$28,125
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 95662.
Estimated Monthly Payment
$3,631
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