92562 — Riverside County, California Market Snapshot
Housing market data for zip code 92562 in Riverside County, California. Updated monthly with median prices, days on market, and more.
Market Sales Data
198 sales in 2026 (year to date)
Median Sale Price
$717,500
Days to Sell
47
Homes Sold
198
Inventory
195
Sale-to-List
98.9%
New Listings
251
Price/SqFt
$327
Pending Sales
217
Conforming Loan Available
The median home in 92562 at $717,500 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
92562's market is balanced with homes taking an average of 47 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 92562 (98.9% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 92562 at $717,500 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 92562 are set at the county level.
2026 Loan Limits — Riverside County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $690,000 |
| 2 Units | $1,066,250 | $883,300 |
| 3 Units | $1,288,800 | $1,067,750 |
| 4 Units | $1,601,750 | $1,326,950 |
Affordability Snapshot — Zip 92562
To purchase the median home at $717,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,647.
Monthly Payment
$5,647
Income Required
$242,025
Principal & Interest
$4,421/mo
Down Payment (5%)
$35,875
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 92562.
Estimated Monthly Payment
$4,590
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