92506 — Riverside County, California Market Snapshot
Housing market data for zip code 92506 in Riverside County, California. Updated monthly with median prices, days on market, and more.
Market Sales Data
106 sales in 2026 (year to date)
Median Sale Price
$721,250
Days to Sell
28
Homes Sold
106
Inventory
92
Sale-to-List
100.6%
New Listings
150
Price/SqFt
$407
Pending Sales
134
Conforming Loan Available
The median home in 92506 at $721,250 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
Homes in 92506 are moving quickly at 28 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 92506 (100.6% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 92506 at $721,250 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 92506 are set at the county level.
2026 Loan Limits — Riverside County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $690,000 |
| 2 Units | $1,066,250 | $883,300 |
| 3 Units | $1,288,800 | $1,067,750 |
| 4 Units | $1,601,750 | $1,326,950 |
Affordability Snapshot — Zip 92506
To purchase the median home at $721,250 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,676.
Monthly Payment
$5,676
Income Required
$243,256
Principal & Interest
$4,444/mo
Down Payment (5%)
$36,063
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 92506.
Estimated Monthly Payment
$4,614
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