92028 — Riverside County, California Market Snapshot
Housing market data for zip code 92028 in Riverside County, California. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 1 home sold in this ZIP code during the selected period. Statistics may not be representative. See the Riverside County county page for broader data.
Market Sales Data
1 sales in 2026 (year to date)
Median Sale Price
$885,100
Days to Sell
10
Homes Sold
1
Inventory
3
Jumbo Loan Likely Needed
The median home in 92028 at $885,100 exceeds the 2026 conforming loan limit of $832,750 by $52,350. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
92028 is an extremely competitive market with homes selling in just 10 days on average. Buyers need pre-approval letters ready before making offers.
Conforming Loan Feasibility
The median home in 92028 at $885,100 exceeds the 2026 conforming loan limit of $832,750 by $52,350. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 92028 are set at the county level.
2026 Loan Limits — Riverside County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $690,000 |
| 2 Units | $1,066,250 | $883,300 |
| 3 Units | $1,288,800 | $1,067,750 |
| 4 Units | $1,601,750 | $1,326,950 |
Affordability Snapshot — Zip 92028
To purchase the median home at $885,100 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $6,931.
Monthly Payment
$6,931
Income Required
$297,058
Principal & Interest
$5,454/mo
Down Payment (5%)
$44,255
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 92028.
Estimated Monthly Payment
$5,628
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