92841 — Orange County, California Market Snapshot
Housing market data for zip code 92841 in Orange County, California. Updated monthly with median prices, days on market, and more.
Market Sales Data
23 sales in 2026 (year to date)
Median Sale Price
$1,125,000
Days to Sell
33
Homes Sold
23
Inventory
27
Sale-to-List
101.0%
New Listings
40
Price/SqFt
$700
Pending Sales
33
Conforming Loan Available
The median home in 92841 at $1,125,000 falls within the 2026 conforming loan limit of $1,249,125, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
92841's market is balanced with homes taking an average of 33 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 92841 (101.0% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 92841 at $1,125,000 falls within the 2026 conforming loan limit of $1,249,125, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 92841 are set at the county level.
2026 Loan Limits — Orange County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,249,125 | $1,249,125 |
| 2 Units | $1,599,375 | $1,599,375 |
| 3 Units | $1,933,200 | $1,933,200 |
| 4 Units | $2,402,625 | $2,402,625 |
Affordability Snapshot — Zip 92841
To purchase the median home at $1,125,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $8,769.
Monthly Payment
$8,769
Income Required
$375,831
Principal & Interest
$6,932/mo
Down Payment (5%)
$56,250
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 92841.
Estimated Monthly Payment
$7,112
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